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Unfortunately, divorce often creates much more than the obvious emotional issues. Two incomes becoming only one often creates the need for credit counseling, credit repair or even bankruptcy. If you own a home, often times it must be sold, or maybe there is a need for a quick refinance in order to pay off court allocated debt or buy out the other spouse. Often, these issues can be handled more quickly, effectively, and inexpensively when handled under the umbrella of one company. This avoids the many issues that can be caused when the right hand does not know what the left is doing.