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Want a Payday Advance? 100 Day Loans Review

Item ID#:2593234Location:
Unlisted
Seller ID#:185412  Premium advertiser Views:
360
Price:$UnspecifiedExpires:27 days

100 Day Loans Review

Overall Rating

100 Day Loans is designed around getting money to the lender as fast as possible. The best part about this payday loan service, versus its competitors, is that it gives borrowers 100 days to pay back the loans, hence the name. The maximum loan that can be distributed is $1500, based on what we found on the website.

Another great thing about 100 Day Loans is that it is available in 48 states. It only takes three easy steps to receive your fast loan: Apply Now, Get Approved and then Get Funds.

Secure Site:

100 Day Loans has a very strict privacy policy. Through the website you can refer to the regulations as often as you’d like. Small things may change in the policy occasionally, but these changes will always be logged on the website. As you apply for a loan, borrowers must provide the following personal information at least once: email address, full name, mailing address, telephone number, date of birth and gender. Of course your account number and other specifications must be entered as well, but it will not be shared with any other parties. It is entered through VeriSign Secured. The personal information may be sent to third parties for marketing purposes.

One significant element that docked this product quite harshly is that after we had entered our email address in the application we received 18 emails in our junk-email box claiming that our application had been entered correctly and these emails linked to various fast cash services. Even though this was annoying, the information concerning the money accounts is completely safe and will not be distributed willy nilly.

Ease of Use:

This payday loan service advertises that it only takes three steps to receive the money, but there are many little forms that you must fill-out in order to get your money. However, it is possible to get your money within an hour, but it will be a tight squeeze.

The site is very easy to navigate and provides quick results. Most of the information needed for the applications is easy to find and enter.

Cost of Loan:

Depending on which state you are in, the cost of credit per $100 borrowed will vary from $5-$25. The annual percentage rate is currently 651.79%. 100 Day Loans works with over 167 lenders. As a result, we cannot provide you with a specific amount of days that the borrower has to pay off the loans, it depends on the lenders. Borrowers will have anywhere from 14-120 days to pay off the loan.

The 100 Day Loans process is as follows:

  • You submit your application
  • In under 90 seconds, their search engine researches over 150 lenders for the highest loan amount at the lowest interest rate for you
  • Once approved, you will be directed to the lender’s website where you can accept the loan and get your cash wired directly to your bank account

The basic idea is to pay off your loans as soon as possible so that you don’t have to pay back more money than you borrowed. The beauty of 100 Day Loans is that it will give you 100 days to pay them off, and that is much better than the 14 days that its competitors enforce.

Customer Service:

The easiest way to apply for the loans will probably be through the web site, but you have the option of calling the representatives over the phone. The website provides a FAQs section as well as phone support if you should encounter any problems.

Summary:

If fast money is what you need, and you are not exactly sure how quick you can get the money to pay off the loan, then this is the best product for you. It is quick and easy to get the money that you need. 100 Day Loans makes lending easy and reliable.

100 Day Loans Screenshots

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Click Here to Apply 100 Day Loans

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10/31/2014 9:34:45 PM UTC