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No credit or income verification on a owner financed home. I will finance anyone for $1,200 down on 2 homes I have that need work in Detroit. one house is a 2 BR/1BA/1GA Single home and the other is a boarded up 2 unit 4BR/2BA brick property on a double lot. Both the same deal - $600/month, 5 year mortgage, 0% interest includes property taxes then the house is fully paid off.