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What is credit

Item ID#:2829792Location:
Orlando, Florida
Seller ID#:823753 Views:

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What is credit: credit is a convenience. It lets you charge a meal on your credit, pay for an appliance on the installment plan, take out a loan to buy a house, or pay for schooling or vacations.
With credit, you can enjoy your purchase while you’re paying for it or you can make a purchase when you have no cash. There’s always a catch that if not approached appropriately could leave you in financial ruins.
While a credit card makes it easy to buy something now and pay for it later, you can lose track of how much you’ve spent by the time the bill arrives if you’re not careful, if you don’t pay your bill in full, you’ll probably have to pay finance charges on the unpaid balance.
If you continue to charge while carrying an outstanding balance, your debt can snowball. Before you know it, your minimum payment is only covering the interest. If you start having trouble repaying the debt, you could put a dent on your credit report. That will have huge impact on file. A negative report can make it more difficult to finance a car or home, get insurance and even a job
Visit resources on a free consumer resource on credit repair and financial freedom
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4/25/2018 6:40:58 PM UTC