LifeEssentialsSM Term Life Insurance for Individua

At Florida Combined Life Insurance Co., Inc., an affiliate of Blue Cross and Blue Shield of Florida, Inc., we know how valuable a term life insurance policy can be for those who have no other form of life insurance and for those who prefer to supplement their existing life insurance coverage. How it works… LifeEssentials Level Term Individual Life is an underwritten product that is only available to individuals age 18 to 64. Level Term Insurance is renewable on an annual basis after the initial term period ends. This life insurance policy offers a 10, 15, 20, 25 or 30 year guaranteed initial term period. renewable one year term life insurance option becomes effective at the end of the initial term period and is renewable annually to age 95. The issued value of the policy ranges from $25,000, $50,000, $75,000 or $100,000. For additional security an optional Waiver of Premium and Accidental Death Rider may be purchased. An accelerated living benefit feature is included for terminally ill individuals, who, at the time of diagnosis, can receive up to 50% of their term life amount when diagnosed and certified with a terminal illness by a physician. The insured has a 30-Day Free Look Period – if the policy does not fit your needs, you may cancel the coverage and all premiums will be refunded. The policy includes a conversion option which allows an individual who has not reached age 75 to convert to a whole life policy. At Florida Combined Life Insurance Co., Inc., an affiliate of Blue Cross and Blue Shield of Florida, Inc., we know how valuable a term life insurance policy can be for those who have no other form of life insurance and for those who prefer to supplement their existing life insurance coverage. How it works… LifeEssentials Level Term Individual Life is an underwritten product that is only available to individuals age 18 to 64. Level Term Insurance is renewable on an annual basis after the initial term period ends. This life insurance policy offers a 10, 15, 20, 25 or 30 year guaranteed initial term period. renewable one year term life insurance option becomes effective at the end of the initial term period and is renewable annually to age 95. The issued value of the policy ranges from $25,000, $50,000, $75,000 or $100,000. For additional security an optional Waiver of Premium and Accidental Death Rider may be purchased. An accelerated living benefit feature is included for terminally ill individuals, who, at the time of diagnosis, can receive up to 50% of their term life amount when diagnosed and certified with a terminal illness by a physician. The insured has a 30-Day Free Look Period – if the policy does not fit your needs, you may cancel the coverage and all premiums will be refunded. The policy includes a conversion option which allows an individual who has not reached age 75 to convert to a whole life policy. At Florida Combined Life Insurance Co., Inc., an affiliate of Blue Cross and Blue Shield of Florida, Inc., we know how valuable a term life insurance policy can be for those who have no other form of life insurance and for those who prefer to supplement their existing life insurance coverage. How it works… LifeEssentials Level Term Individual Life is an underwritten product that is only available to individuals age 18 to 64. Level Term Insurance is renewable on an annual basis after the initial term period ends. This life insurance policy offers a 10, 15, 20, 25 or 30 year guaranteed initial term period. renewable one year term life insurance option becomes effective at the end of the initial term period and is renewable annually to age 95. The issued value of the policy ranges from $25,000, $50,000, $75,000 or $100,000. For additional security an optional Waiver of Premium and Accidental Death Rider may be purchased. An accelerated living benefit feature is included for terminally ill individuals, who, at the time of diagnosis, can receive up to 50% of their term life amount when diagnosed and certified with a terminal illness by a physician. The insured has a 30-Day Free Look Period – if the policy does not fit your needs, you may cancel the coverage and all premiums will be refunded. The policy includes a conversion option which allows an individual who has not reached age 75 to convert to a whole life policy.