The "Debt-Busters System can show you how to get out of debt in the shortest amount of time and save you money.

High credit card interest charges are costing you hard earned money. It is only driving you further into debt. With the proper credit counseling information you can easily create a plan of debt reduction. Learn how to stop your creditors dead in their tracks, keep them from calling and get out of debt now! We provide the debt help you need to finally escape the horrors of being in debt and the tools to establish good credit.

Here are some basic credit facts that you should know:

Fact #1: Over 40 million Americans live under the daily stress of being in debt. A recent Gallup poll revealed that that over half of all Americans have at least one credit card that they do not pay off in full each month.

Fact #2: The average debt as a percentage of household income is 8.0%, though it is in double digits for people earning less than $40,000 a year.

Fact #3: The average household has more than $8,000 in credit card debt, up from about $3,000 in 1990. An $8,000 debt at a rate of 18% interest will take more than 25 years to repay and cost more than $24,000.

Fact #4: The average interest rate charged by credit cards is 14.71%.

Fact #5: The most recent Federal Reserve study showed that 43% of U.S. families spent more than they earned. On average, Americans spend $1.22 for each dollar they earn.

Fact #6: Over 1.5 million people on average seek credit counseling yearly seeking guidance for their financial situation.

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