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As a member, you may enroll, free of charge, in one of three all accident AD&D coverage's to suit your needs:
1. You, as named member, up to $50,000: or
2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases: or
3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing child care and continuing education support.
Coverage election form must be completed and returned to home office before coverage goes into effect