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Finance Home Repairs In Maryland

Item ID#:3699472Location:
Essex, Maryland
Seller ID#:538008  Premium advertiser Views:
Price:$UnspecifiedExpires:26 days
Finance home repairs or remodels at closing
with an FHA 203(k) Renovation Loan in Maryland

Are you looking at a house with “good bones” but it needs a lot of work? The FHA 203(k) loan program provides funds for renovations and repairs of your primary residence by financing the after-improved value rather than the present value of the home¹. Qualified borrowers receive a single loan with one closing!
•As little as 3.5% down payment
•Finance 100% of weatherization/energy efficient improvements²
•Finance construction costs with a single closing
•You chose the contractor (must meet lender approval qualifications)
•A wide variety of repairs can be included, roofs, kitchen/bath remodels, flooring, paint, room additions, handicap accessibility, new appliances, plumbing/electrical repairs and lead-based paint abatements³

1. 203(k) Streamlined loan limited to $35,000 for repairs or renovation. 203(k) Full repair amount is based on the purchase price plus repairs or 110% of the after-approved value, whichever is less. Must include fees, contingency reserve and repairs.
2. Up to an additional $8,000 may be available. Energy Efficient Mortgage Program improvements must reduce energy expense of a home to qualify. Examples of qualifying improvements include central heating/cooling, replacing wall heating units, test and seal ductwork, dual pane or low E windows and sliding doors, exterior doors and sunscreens, attic and wall insulation and water heater replacement.
3. Structural repairs or improvement qualify on the 203(k) Full only.

Call or Email me today to get started
Michelle Fairley
NMLS #812331
Sr. Loan Officer
MBA Mortgage Services
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10/20/2016 8:28:34 PM UTC