Preventing the loss of your home could be easier than you think. A little financial expertise can solve many of the major problems that lead to foreclosure. It includes the art of negotiating with your current lender on your behalf to address problems which would otherwise cause you to lose your home. The best strategy for using mortgage negotiation service depends largely on which of these problems is your greatest challenge.
1. Are your mortgage payments too high?
If your payments are too high, it could be due either to the loan balance or to your interest rate. If it's because of your loan balance, it may be possible to lower your payments by reducing the principal loan balance.
2. Is your interest rate too high?
Maybe your payments are too high primarily because of the interest rate. If you find the interest rate overly high - even if you are current on payments - the bank may be willing to consider lowering your interest rate.
3. Do you owe more than the home is worth? Or is there too little equity to refinance?
This is a common problem: particularly in hard hit states like Ohio, Florida, and California and some major cities like Baltimore, MD. If you have been turned down for a refinance recently because you didn't have enough equity, There's good news: a mortgage negotiator can help persuade the lender to work out an agreeable solution.
4. Are you behind on your mortgage payments?
Depending on the situation, your lender may not take your case seriously until you are several months behind. However, there are certain other solutions available to you only if you are current on your mortgage payments. Hence the importance of enlisting this service as early on as possible. You need help to keep all your options open as long as possible.
5. Are you are recovering from a crisis?
Were you recently between jobs, or are you recovering from an illness that caused you to fall behind on your mortgage payments? Do you believe you could keep up with your mortgage payments and other bills from now on? Your lender may be willing to work out agreeable terms to keep you in your home.
6. Are you retired, on a fixed income?
Were you turned down recently for a reverse mortgage? Were you told that you don't have enough equity? It may be possible to overcome these hurdles and qualify for a reverse mortgage after all!
7. Has your refinance been denied?
No matter the reason, it may be possible to work something out with the lender on the current loan so that the terms become tolerable and there is no longer the pressing need to refinance. New government loan program requirements may deem you eligible for refinance once again. Your negotiator should be able to point you to the right mortgage broker with expertise in this area.
Owe More than your House is Worth?
You want an outcome that is Good for You and Good for Your Family-- That's what we want, too.
Our overarching objective is to solve your Mortgage and Real Estate Issues in a manner that fits your needs and at a cost you can afford.
It's a Tragic Fact!
The government has put in place financial programs that will allow millions of families to save their homes, lower their payments, wipe out tens of thousands of dollars on their mortgages... What's the Tragedy?
Actual statistics show that 75% of these MILLIONS of families who are struggling and losing their homes actually qualify for this life changing program but continue to into foreclosure while vainly attempting to make outrageous house payments... They are fighting and losing their homes simply because they don't know help exists or don't know they qualify.
THERE IS ALMOST ALWAYS A SOLUTION!
True Story of a True Recent Client:
One of our recent clients, Stuart S, due to our weak economy like millions of others:
Lost his job
Got behind on his payments
By the time he found another job... it was for less money, so...
He was unable to make up the back payments, and..
no longer earned enough to even afford his normal monthly payments, let alone make up the arrearages!
He contacted his lender and went through all the steps to attempt to have his loan terms adjusted. Because it was new to him and he was unfamiliar the proper steps, programs and strategies, it was denied and he resigned himself to losing his home.
Then a friend of his, one of our members told him about ASN services. Even though skeptical because he had already been turned down, he contacted us. What was the result?
WHAT WAS THE RESULT?
We were able to:
We reduced his mortgage payment from $1,500 per month to about $800
We were able to postpone his next payment for an additional 30 days.
We rolled his past payments back into his loan balance, making him current without a penny out of pocket.
Even with the arrearages added back into the loan amount, we were able to reduce his mortgage balance by more than $50,000 dollars!
We were able to stop foreclosure, save his home, postpone his next payment, cut his monthly payments almost in half, and reduce the amount owed by more than $50.000 dollars!... WHAT WERE OUR FEES?
Even though other companies charge from $3,500 to $5,000 or more for this type of service and require full payment up front, we did all of this for only $1,500 and we even let him to make payments. At ASN, we have a saying...
"A solution you can't afford, is not a solution"
We truly are here to help.
If you or someone you know is burdened with unaffordable house payments.
If you are buried and owe thousands more than it's worth...
If you or someone you know is in need... LET US HELP!
877 604 6636 Ext 601
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Service ID #
Whatever your issue, house payments, credit card debt, bad credit, etc... in most cases, our synergy of professions can facilitate an outcome that provides an all inclusive resolution.
Depending on your circumstances and needs, our services and solutions can include the saving of your home (if you so choose), or the postponement of foreclosure for the maximum term, often while living rent free (up to two years from your first missed payment), then upon vacating the property, financial restitution to you-- all in conjunction with a concurrent resurrection of credit status, while freeing yourself of debt.
HOW CAN WE DO THIS WHEN OTHERS CAN'T?
Because, we are a network of professionals spanning many financial fields. This gives us an unparalleled synergy that allows for the types of unique, creative and effective strategic solutions that are imperative for today’s complicated issues. Additionally, our financial and business diversity affords us the luxury, of having no incentive to do anything other than provide the very best solutions and strategies for addressing your situation.
For example, when faced with identical problems:
The real estate agent will tell you to “short sale” your home.
The loan officer will tell you to refinance your home.
The bankruptcy attorney will tell you to file a chapter 13.
The debt negotiator will tell you to attempt a restructuring of your debt.
We have only one goal... to solve your problem!
Unlike companies that provide only one particular service and therefore have a financial interest in convincing you that their service is the answer to your problems... Our Network provides all relevant viable services and options to credit, debt, real estate, family and many other issues...
Our diversity affords us the luxury of giving you the straight, unadulterated truth as to what your best course of action should be.
The fact is that the best solution to your situation might be a combination of the above.
However, as long as the “expert” has an incentive or knowledge base that is insufficient to provide anything other than their particular service, it’s not always possible to know that you are getting an objective, accurate opinion... an opinion that truly has your best interests at heart…
You simply can not know that you are being provided with the analysis and strategy that is truly effective based on the dictates of your unique situation. Because we handle all aspects of real estate and financial issues, we have the luxury of being able to give you the best strategy based on the dictates of your situation with no fear of losing business. Why?
Whatever the needs of your situation require, our Network of Professionals provides it.
There is a Solution and We Will Find It and Solve it at a Cost that is affordable...
Following is a quick comparison of services and fees.
Solutions Network Financial Services
Our Network of business and finance professionals run the gamut of Court and Financial Related Services, thus providing a creativity and flexibility, heretofore unheard of. These areas of expertise include but not limited to…
OTHER FIRM’S FEES
$3,500 or more
$ 1,500 payment plan available
$1,500 - $5,000
$295 - payment plan available
$1,200 or more
$ 400 approximately
Varies with Complexity
Always about half to two third’s of competitor fees
And we pride ourselves on finding the hard to find deductions that minimize liability and maximize Refunds.
Our diversity eliminates the natural tendency of many
companies towards a “one solution fits all problems” bias.
Always an Honest Evaluation of What's Best for You!
We have no incentive to sway you in one direction or another.
We analyze the facts, offer our opinions and options, then let you decide, based on an objective analysis of all viable options.
And what’s more, regarding every service we provide, we are dedicated to making them affordable.
We often hear…
“That attorney told me his fees were $1,800 dollars... heck… if I had $1,800 dollars I wouldn’t have to file Bankruptcy!” You will never feel compelled to make that statement to... or about us.
There is a Solution and We Will Help You Find It.
The perfect solution, the best strategy is always dependent upon the full details of your situation…
Are you current, behind, how far behind, has a notice of default been filed? Is there a sale date, do you owe more than the home is worth? Do you have equity, if so how much?
And of course, what are you actually trying to accomplish? Save the home? Stay there as long as possible without making payments, keep the home, but lower the payments, lower the principle balance?
Our goal is not to look out for the interests of your creditors, your lender or anyone else... We have one goal, one objective—to create the best strategy to accomplish your objectives given the facts at hand.
Let us know, about your situation and what you are trying to accomplish.
We’ll give you an honest assessment of what can and can’t be done. Then formulate a strategy that is guaranteed to create the very best possible outcome.
We are committed to the Best Service and Lowest Fees.
The Solutions Network-- Real People Solving Real Problems.
Call us Toll Free for a Free No Obligation Consultation
877 604 6636 ext 601
When calling, please reference Service ID#
In spite of what you may have heard or thought. There is light at the end of the tunnel.
We’re there to help you find it.