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Bankrupt, aka Moose, is one of the best horses Ive ever had the pleasure of owning. Even though he is a thoroughbred, he acts like a big baby. Hes never been hotheaded, and loves attention. He can do anything from lessons to junior hunters to 1.30 meter jumpers. This horse has done it all in the past 6 years that i have owned him. 2009 and 2010 ASPCA Maclay regional finals as well as 2011 Hunter Derby Finals. He has also done jumpers from .85 to 1.30 and hunters from beginners to 43 hunter derbies. He easily transitions from hunter to jumper back to hunter then to equitation. He is being ridden in a double-twisted wire snaffle but has been ridden in a slow twist snaffle for the hunters as well as a 3-ring for the jumpers. He is very forgiving and does his job. he works very well for beginner and can then step up for professionals. He has a very nice record on USEF. He also has a video on YouTube of Derby Finals. Doesnt spook or stop and listens well to leg and hand.