You know, I know this program has been around for a while, so what. I am just a dad tryin to make some money to take care of my son. How much easier can it be for you? Order the card, activate, load 20d and wham!!, you get 20d and I get 20d.Not rocket science. Free money for charity! Buy a pizza. Heck, ride the subway all day or just go to subway for a treat. Or make a little mulla for yourself.