Just to let you know thank god, I had it It happened, at one of stops, where I got injured, in their warehouse, I had to be taken by ambulance, to the emergency room, and now I'm in the hospital, since I have total security package, I received up to $ 500.00 plus the 7day hospital stay @$150.00 a day, for total of $ 1550.00, I was not looking to get hurt. Thank god I had it