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Avoiding Impulse
Spending - An Article
Answer these questions truthfully:
1.) Does your spouse or partner complain that you spend too much money?
2.) Are you surprised each month when your credit card bill arrives at how much
more you charged than you thought you had?
3.) Do you have more shoes and clothes in your closet than you could ever
possibly wear?
4.) Do you own every new gadget before it has time to collect dust on a
retailer’s shelf?
5.) Do you buy things you didn’t know you wanted until you saw them on display
in a store?
If you answered “yes” to any two of the above questions, you are an impulse
spender and indulge yourself in retail therapy.
This is not a good thing. It will prevent you from saving for the important
things like a house, a new car, a vacation or retirement. You must set some
financial goals and resist spending money on items that really don’t matter in
the long run.
Impulse spending will not only put a strain on your finances but your
relationships, as well. To overcome the problem, the first thing to do is learn
to separate your needs from your wants.
Advertisers blitz us hawking their products at us 24/7. The trick is to give
yourself a cooling-off period before you buy anything that you have not planned
for.
When you go shopping, make a list and take only enough cash to pay for what you
have planned to buy. Leave your credit cards at home.
If you see something you think you really need, give yourself two weeks to
decide if it is really something you need or something you can easily do
without. By following this simple solution, you will mend your financial fences
and your relationships.
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Jerry Navarro
http://wealthfreedom360.com
Build Your Own Adsense Empire Ebook :
http://wealthfreedom360.com/adsense/index.htm
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