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<p><br><br></p><p><font size="3">Isn’t it funny that who we are is based on numbers? The same goes when we apply for a loan and if you don’t want any problems, you should at least be 700 and above to have a good credit score. </font></p><p><font size="3">But what is a credit score? It is an indicator which tells a creditor if you will be able to pay your debt should your loan be approved. Normally, the score is from 340 to 850 and if you don’t score that well, your loan by be disapproved or this will be granted as long as you accept to pay the high interest rate. </font></p><p><font size="3">This is probably unfair given that you don’t have money already but it is a fact of life. It’s either you agree to their terms or you don’t get the much needed funds. </font></p><p><font size="3">In the US, many Americans get a good credit score. This happens because they don’t spend beyond their means and pay their bills on time.</font></p><p><font size="3">But for those who don’t score well, they have to find a way to make ends meet by cutting down on their expenses and paying these debts gradually. A good idea will be to talk to your creditor about the situation so they can come up with a payment plan so this will never appear on their permanent record. That is perhaps the smartest thing to do if you had a good credit score the year before. </font></p><p><font size="3"><b><a href=" [please contact me for website address] here</a></b> to learn more. </font></p><p> </p><br><br><b>FREE CREDIT REPORT<BR>FREE ANNUAL CREDIT REPORT</b>