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Credit Repair Explanation in 5 minutes If you know of anyone with credit problems, we can help!YOU have the RIGHT to verify your credit reports for inaccuracies that are adversely affecting your credit rating. The Fair Credit Reporting Act protects YOUR RIGHT to do so. It is the law! Information about you must be accurate and verified before it is entered on your credit reports! If “reasonable procedures” have not been correctly followed by your creditors or the credit reporting agencies, verified then any inaccuracies must be corrected or removed from your credit reports as defined in the Fair Credit Reporting Act. We help the law work for you! The fact is that the credit agencies are bombarded by millions of entries each and every day. It is almost impossible for them to follow all the rules and the regulations by the book before they enter a single item in your credit reports. If you have the time, the patience, the knowhow, the experience, and the persistence to do the work yourself, then go for it. Otherwise, pay us a flat fee for one full year of service and we will do the work for you. We will educate you on credit and FICO enhancement, answer your questions, and pursue the credit agencies on your behalf. There are no guarantees that negative items on your credit reports will be deleted, but we promise to keep working on your behalf and most probably deliver results that are satisfactory to you. National Credit Education Services is a Credit Restoration and Education Company that offers a unique approach to credit repair. For one flat fee and for one full year of service, our Electronic Dispute Process (EDP) assists clients in exercising their right to inquire about accurate reporting of data on credit reports. This process is fast, efficient, with good results. Although our reasonable flat fee is good for one full year of service, our average processing time for a typical case is three to six months, and sometimes sooner. Complete the NCES credit repair application and send or fax it to our operations center in Southern California (Fax: 888-909-5707). You can also complete and submit the electronic form at [please contact me for website address]