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What requirements do I need to get approved for an auto title loan?Paid-off car with a clean title and a willingness to pay back the loan. What sort of documents do I need to provide to get an auto title loan?You will need the following documents to get a car title loan (call us if you have any questions):Typically you will need to provide basic documents such as junk mail, proof of income, a phone bill, and personal references. Based on the loan amount, or situation, we may ask for additional documentation, which we will let you know at the time you apply.Does my car need to be paid off?Actually no. Many people who have a few payments left on any loan (car title loan with another company, bank loan, dealership financing, etc.) still qualify. What we will do is pay off the loan and you get the extra cash. It's a great way to improve or save your credit score and get caught up.How long would it take to qualify for a car title loan?The entire application process is extremely quick and easy. Qualifying for your auto equity loan takes a few short minutes, and your funds can be issued to you from 1-800LoanMart in as little as an hour.Do I need to be currently employed?No. We do need to know that you have the means to make payments. This means you need some sort of income which you can prove. Talk to us about the amounts but don't worry, as we do allow co-signers if needed.Can I be on disability or retirement?Yes. You can also be on contract or self-employed. This is a great option for people who have income that varies monthly.Do I need to have a bank account?Only if you are self-employed, otherwise no.Would it be possible for me to have a co-signer on my title loan?Yes, you are allowed to use a co-signer on your auto title loan.If you have a co-signer on your car title loan, we'll need a completed application from him or her as well as a copy of his or her valid California driver's license, proof of current residence, and proof of gross income. We also keep all non-public personal data private and we don’t let the borrower know the co-signer's data and vice versa.How much does my car have to be worth?The car needs to be worth more than the amount of money you are borrowing. It takes 2 minutes to find out how much you can borrow. Call today to see how much your car qualifies for, there is no charge and no obligation.How much can I borrow?Each state is different; Utah and Illinois loans start at $1,500 and up. California loans start at $2,510 and up. Arizona and New Mexico loans start at $750 and up.What is the maximum amount I can borrow on an auto title loan?The maximum amount you can borrow is based on the value of your vehicle and the equity you have as well.Can I do whatever I want with the funds I borrow?Yes, of course you can. After all, it is your money. You can spend it however you please! There are definitely no restrictions or limits on how you use or what you can do with the money you borrow. You can use it to pay overdue bills, for an unexpected medical emergency, to make repairs or improvements your home or vehicle, to take a nice vacation, and for many other things. We always suggest you use the money you borrow responsibly since you will need to pay it back.How do I apply for an auto title loan?Loans are easy to get. You simply need to fill out an application, send us a few documents and one of our friendly and helpful customer service representatives will do the rest.Apply OnlineClick here to get started.How do I get in touch?You can Apply Online.What happens after my application is approved?You will be contacted via email or telephone with your approved loan amount and terms. Then, a loan specialist will set up a convenient time to bring the loan contract to you for you to sign.How long is the application process for an auto equity loan?Our application process is very simple. It only takes 3 easy steps to get the money you need:1) apply now2) submit documents for verification3) get your money. The process can take as little as one hour but you can most likely expect to receive the funds the same day you apply.How do I complete a car title loan if I don’t want to go to one of your offices?That is no problem at all. We will simply come to you. Yes, we’ll send one of our loan specialists to your home or workplace to complete your car title loan and deliver your money.My loan application is already in process, how can I submit a signed Credit Application online?a) If you are applying for an individual credit application, please click here.b) If your loan requires a co-borrower, please click here.How long do I have to pay my loan back?Our loans typically range from 12 up to 36 months. We want your payment to be comfortable for your situation, and work with you to make that happen. Paying your payments on time will help assure that your payoff goes down every month. Of course, we will never penalize you for paying off early, or for paying extra.How do I obtain the title to my car after I have paid off the auto title loan?After you have paid off your car title loan, will have the title to your vehicle returned to you.Does my car title need to be in my name?Yes. The person whose name appears on the title is the one who gets the title loan. Any issues? Let us do the DMV work for you! You can have all this done at the same time you are sending us your info!Do I have to go to the DMV?No, we will take care of all the DMV work for you. All you have to do is bring us the title, and we will do all the work. We keep the title while your loan is open, and mail it back to you upon payoff.Can I still get a car title loan if someone else’s name is on the title with mine?Yes you can. For example, in a scenario where the car title is in the names of “Jon and Jane Jones” or “Jon/Jane Jones” then either both Jon and Jane will need to apply for the car title loan or the individual who doesn’t want to be on the auto title loan will need to sign a release to allow the vehicle to be used as collateral. If the car title reads "Jon or Jane Jones" then either Jon or Jane may apply for the title loan without the other being involved at all. Please call 1-800LoanMart so we can help you apply appropriately and save you time.