What is a FICO® score? It's a number that is formulated based on your credit history helping lenders evaluate your credit risk. Your FICO® score is used to determine credit offers and interest rate. Now it's free*.
The factor used to determine your mortgage rates, car loans and credit card terms.
90% of the largest banks use your FICO score for credit decisions.
A 100 point difference in your FICO score could mean over $40,000 extra in interest payments over the life of a 30 year mortgage on a $300,000 home loan.