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Here's the methodology...
You get a speeding ticket... pay your fine and think nothing else of it...
BUT - Behind the scene your insurance company checks your driving record at renewal and jacks-up your premium if you have any speeding offenses... And you can't just switch insurance company as they all talk and pass your information on.
So it's not just the fine you are paying, you are always paying an increase on your motor insurance at your renewal date.
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