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I am in need of a personal loan of at least $5000. My wife is due to have a baby in four weeks. We need the money to help pay off debt and to make up the loss of income. I also have a small business that I would like to develop. I offer:
1. 20% rate on the loan amortized over 3-5 years. Rate and years negotiable. I would make monthly payments of principal and interest. I offer a high interest rate in an effort to find a real individual who is willing to loan. There are many false lenders on the internet.
2. I would use a peer to peer lending website (such as Virgin Money). The site would administer the legal documents and handle the transfer of the payments each month.
3. I have credit scores ranging from 600 - 620. I have no late payments. I cannot get a loan from a bank because my credit scores are low and I am near full utilization of credit. We had a medical emergency last year.
4. I am fully employed by the federal government. I have disability and life insurance to cover the loan if needed.
Please respond with an email and I will provide contact information and answer questions to serious responses.
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