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If you will match it to other cities, auto insurance in Dallas is said to be pricey. It is just a usual thing to hear that auto insurance is not that affordable because they are not really cheap from the very beginning. I believe that the term “cheap” is never suitable to use to describe the price of any type of insurance. In spite of the price, you still have no choice but to purchase your Dallas auto insurance because it is required by the state. The law states that every individual must have at least the minimum auto insurance liability coverage. It is expected that the rates of Dallas auto insurance are not the same. It is not the same with every company. Some insurance companies are wise because they are offering lower premiums than other companies because they think this is a great way to get the attention of the clients. The premium of every kind of insurance also vary. The premium for the minimum auto insurance and the comprehensive auto insurance will never be the same because they differ when it comes to coverage. Drivers are not paying the same rate. There are some drivers who are considered to be lucky because their rates are much lower than the others. Why is this happening? These are happening because of the things that greatly affect the price of the insurance. Several drivers are lucky to get lower rates because they happen to have clean driving records and they are living outside the city. Negligent drivers and those who are living outside the countryside are the ones who are not fortunate to get lower rates. Don’t you know that the age of the driver has something to do with his rate? There is no doubt that the age is a major aspect that affects the premium. If you observe, older drivers are luckier than the younger ones because they get the lower premium. This is because of the reason the teenagers are more negligent when it comes to driving. Older drivers are more careful when it comes to driving. Older drivers are the ones that usually obey traffic rules and regulations. Most of the teen drivers are greatly affected by what their friends are saying and they think speed is good. They think that if they drive so fast they are the best. This belief is the reason why they are always involved on different accidents. This is said to be the number one reason why they get higher Dallas auto insurance rate. Just clickhere for more info: Dallas Auto Insurance – Lower Rate Insurance are Not for Teenage Drivers