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Many experts have recently recommended clients save money by raising their auto insurance collision deductible to $1,000. Then take the savings and use them to pay down high interest credit card bills. To make sure you have the $1,000 to cover your deductible if you have an accident simply enroll in the Collision Deductible Reserve plan. For only $25/mo you can have $1,000 in a reserve to pay your deductible. Be smart and take control of you financial future today.