We have been helping homeowners save their homes since 1995.
As former Loss Mitigation Specialists for two of the country's
largest lenders, we have worked on the lender's side of the phone for years.
Now, with the foreclosure crisis in full swing,
we figured it was time for homeowners to find out that
saving your home is not as hard as you may believe.
We know exactly what it takes to save your home;
and all of the options available to you.
Did you know that...
-You can have your adjustable rate mortgage converted to a fixed rate?
Without refinancing or paying any refinance costs?
-You can get your lender to suspend your payments
for several months so you can get caught up?
-You can get your back payments spread over the life of your loan?
Making a repayment plan actually affordable?
-You can actually get your payments and/or your interest rate lowered?
-There is even a special government program that will give you
a second mortgage for all of your back payments, interest, and legal fees?
-You can sell your home for less than you actually owe on it?
Everything You Thought You Knew About
Foreclosure is Probably Dead Wrong
But again, most people simply don't know.
After all, they don't go through foreclosure every day.
And most people can't fork out thousands of dollars
to try and save their home.
If they could, they probably wouldn't be in foreclosure in the first place.
Everyone needs an option that they can actually afford.
Your Best Option to Save Your Home
There is a new option available to homeowners that more and
more lenders are beginning to accept.
It is called a "Loan Modification" and here's how it works....
With a Loan Modification, your lender allows you to put the missed payments,
late fees, and attorney costs over the entire life of the loan.
In other words, if you owe back payments of $6000, and have
27 years left on your loan to pay, you could spread that $6000
over the remaining 324 months left on your loan (27 years x 12 months)
This would mean that you would have to add an additional $18 per month
to your current monthly payment ($6000 divided by 324 months).
No joke; you could save your home for under
$20 extra dollars every month!!
And since a Loan Modification results in a brand new promissory note being created
(to reflect the new loan amount, new monthly payments, etc)...
The new note that is created is considered current at the time it is created.
What this mean is that with a Loan Modification,
your foreclosure is stopped immediately.
And you have a monthly payment that is actually affordable.
Click Here to View all other Options and to See the following:
Who to talk to.
What they are looking for.
What documentation you will need.
How to present your offer.
The different options you have that your lender
doesn't tell you about.
Take Action Now to Save Your Home
Guaranteed Foreclosure Tips Stop Foreclosure Now