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Credit Report

Item ID#:1440377Location:
Seller ID#:436325 Views:

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Obtain Your Free Copy Of Credit ReportOne of my best friends is a loan officer at a large bank. I've been thinking about taking out a loan in order to buld a new deck, so I spoke with him for some recommendations about what I can do to improve my chances for getting a quick approval. In addition to the ordinary information about having a steady job or a co-signor, he explained to me that it's very important for me to obtain a free copy of credit report prior to filling out my application. He told me that this will give me a much better idea of how things stack up because I'll be seeing the same information that the financial institution will see as they make their decision. I must say that I'd never contemplated this situation before, but obviously it would be to my advantage to obtain a free copy of credit report soon. Because I didn't know anything about how to obtain a free copy of credit report, my friend said he would help me through the process. Evidently, there are many companies that can assist consumers obtain a free copy of credit report that reflect all the data gathered by Equifax, Experian, and TransUnion. I would just need to supply some personal information such as my legal name, current address, or Social Security number. In some cases, I might be asked for a credit card number, my driver's license number, or other details to help verify my identity. Since the information required to obtain a free copy of credit report is of such a sensitive and confidential nature, it is critical to be sure that the company I'm dealing with is completely aboveboard and authentic. That means performing adequate due diligence, like checking the company's rating with the Better Business Bureau and with other consumers to see if any red flags pop up. My banker friend says that it's a very good idea to get a free copy of credit report once a year, regardless of whether or not I'm applying for a loan. Doing so is an outstanding way to guarantee that the information that is in my reports is accurate and up-to-date, and is also the best way to learn if any instances of identity theft have happened. Regardless, now that I know how to secure a free copy of credit report, I'm going to send off for one today. I never realized how important it is to know about my different ratings and scores, but from now on, you can know that I'll stay on top of these things! To get additional information on getting your free copy of credit report click here: Free Copy Of Credit Report
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5/28/2018 10:05:58 AM UTC