FHA Loan Requirements

FHA loan requirements are generally more lenient than those of
conventional lenders. The Federal Housing Administration is a
government program administered by Housing and Urban Development
(HUD) to help Americans who can't qualify for a conventional
mortgage loan become homeowners.

Compare FHA Lenders Mortgage Payment Calculator Income Requirement to Qualify for an FHA Mortgage Loan

There is no minimum income requirement to obtain an FHA mortgage
loan, but you must demonstrate steady income for at least three
years, and demonstrate that you've consistently paid your bills
on time. Seasonal pay, child support, retirement pension
payments, unemployment compensation, VA benefits, military pay,
Social Security income, alimony, and rent paid by family all
qualify as income sources. Part-time pay, overtime, and bonus
pay also count as income as long as they are steady.

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