Tips To Avoid Car Insurance Premium Increases & Becoming Assigned Risk

Below are some tips to reduce your auto insurance bill, prevent
substantial premium increases and avoid becoming assigned risk.

Claim Reports: You know about credit reports, you should also
know about claim reports. C.L.U.E.® (Comprehensive Loss
Underwriting Exchange), is a claim report service provided by
ChoicePoint, Inc. ChoicePoint, Inc. states on their web site
"C.L.U.E. is a claim history information exchange that enables
insurance companies to access prior claim information in the
underwriting and rating process. C.L.U.E. Personal Property
reports contain up to five years of personal property claims
matching the search criteria submitted by the inquiring
insurance company. Data provided in C.L.U.E. reports includes
policy information such as name, date of birth and policy
number, and claim information such as date of loss, type of loss
and amounts paid."

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