The Online Marketplace for People-to-People Lending
Prosper is an online community where people come together to find a loan or lend money. Bidding on borrowers' loans, lenders can get great returns by offering great rates. And that means everybody does better.
- Create a loan listing for the amount you want and set the maximum interest rate you are willing to pay.
- People place bids for the amount and rate they would lend to you.
- Prosper takes the bids with the lowest rates and combines them into one simple loan to you.
- Loan proceeds are deposited directly into your bank account.
 A friend told me about prosper.com. Almost as soon as I posted my listing I had eight bids. I am so grateful for Prosper and all of my lenders!
- Lara M.
 I made a listing on Prosper for the full amount, obtained 14.3% and was able to pay it off without any late payments. This is definitely a great service.
- Mark P.
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