Ameriplan Is The Affordable Alternative To Expensive Health & Dental Insurance. Plans Start At $19.95 Per Month For Family Coverage.
Ameriplan Also Offers A Lucrative Business Opportunity For Those Wanting To Earn A Six Figure Income. To Start Your Career With Ameriplan Visit Our Independent Business Owner (IBO) Site At IBOPLUS And Enroll As An IBO Today.
It is very hard to believe that AmeriPlan® as we know it began in 1992. In the early 90's, identical twin brothers Dennis and Daniel Bloom saw the need for a value-oriented discount fee-for-service dental program, and founded AmeriPlan® Corporation. The business was an outgrowth of the demand for dental care services.
From the beginning, the demand for the services that AmeriPlan® provides strengthened steadily. Soon Dennis and Daniel expanded their vision to include a broad array of high quality, affordable supplemental healthcare plans. To provide greater value to the consumer, they added prescription medication, vision, and chiropractic care to the program, at no additional charge.
Confident that they had assembled the right mix of programs, Dennis and Daniel looked for the most efficient and effective system for bringing them to the public. Through research, trial and error and perseverance, the brothers decided that by using the best features of the network marketing model, they could provide financial opportunity to thousands of people and bring these needed healthcare programs to the public.
AmeriPlan® Corporation under the capable guidance of the Blooms and the staff of professionals that they have assembled, is now positioned as the nations' largest discount fee-for-service dental, vision, prescription and chiropractic program provider. More recently, the company has added medical programs to its lineup of services, including physician medical care, ancillary medical services, hospital advocacy and telemedicine. AmeriPlan® will continue to explore ways to enhance its Consumer Driven Health Care platform, and to fulfill its mission of providing affordable supplemental health care programs to the public.
AmeriPlan® Corporation and it's outstanding field sales force of Independent Business Owners are poised to reach new levels of achievement and growth, both personal and professional.
The AmeriPlan® Mission...
Provide high quality and affordable medical care, dental care, prescription drugs, vision and chiropractic care to the average American family.
Hold the well-being of our members, IBOs, service providers, staff and our company in equal balance.
Foster an environment which promotes a spirit of cooperation, self improvement, leadership, and genuine concern for each other.
Adhere to the highest standards of professionalism, service and leadership which will earn us the respect and praise of our industry while providing financial stability and independence to those who would earn it.
What We Do?
This web site is dedicated to all hard-working Americans who are searching for a "legitimate" home-based business.
If you are like most people, you have seen plenty of business opportunities that are long on promise and short on delivery. Unlike the "too good to be true" stories you read about in the press, AmeriPlan® offers real financial opportunity to those who are willing to work, who have a strong desire to change their economic circumstances and who enjoy helping other people.
AmeriPlan® recognizes that many Americans are either uninsured or underinsured with the escalating cost of health care, more and more people DO NOT have what we offer. Because of this we have become a leader in the health programs industry.
AmeriPlan® is a discount medical program organization. We offer affordable, high quality medical, dental, vision, prescription drug and chiropractic programs that save our members tens of millions of dollars each year.
AmeriPlan's Independent Business Owners (IBOs) market our programs to the public and teach others to do the same. Many of our full-time IBOs earn in excess of $100,000 a year in permanent, lifetime residual income, accomplishing this in as little as 2 to 4 years.
Following our proven success system, new IBOs can earn up to $1000 in their first 2 weeks!
AmeriPlan Dental Plus™ gives you immediate savings. The price: just $19.95 per month for your entire household for all four programs - Dental, Vision, Prescription and Chiropractic.
Features of the Program include:
Almost 30,000 network dental providers
You may choose the dentist of your choice in the AmeriPlan® network.
25% to 80% savings on dental procedures performed by a Program dentist.
Special savings on specialist work such as braces, oral surgery, root canals, gum treatment and children's dental work.
No waiting period before you can use the Program.
No limits to the number of visits prescribed by your dentist.
All ongoing dental problems are accepted except for orthodontic treatment in progress.
You know the discount amount you will pay.
No Paperwork, no insurance companies to deal with.
AmeriPlan Vision® Care discount program gives you immediate savings. Join today and you can see an eye specialist today! There are no limits to how many visits you can make.
Your features include:
More than 12,000 optical providers nationwide including most national chains such as LensCrafters, Pearle Vision, Sears and JC Penney.
Save 20% to 60% on all frames, lenses, tints, scratch-resistant coatings and ultra-violet protection.
Save from 10% to 55% on ophthalmology eye exams and LASIK surgery with certain providers in selected markets.
Special savings on replacement contact lenses from 10% to 40% including daily wear, extended wear, disposable, tinted, bifocals and gas permeable.*
Save 10% to 20% on contact lenses (excluding disposables) at participating retail locations.
30-Day unconditional money-back guarantee on all merchandise.
Toll-free number to locate independent and chain-participating network providers.
* Available through mail order program only. Mail order contacts not available in NJ.
Note: AmeriPlan® is a unique health care solution, it is not unusual for vision providers not to be familiar with our company's name. However, they will recognize our Coast to Coast network of providers.
AmeriPlan Prescription® discount program gives you immediate savings. Join today and save up to 50% on your prescription! Also save at thousands of independent pharmacies nationwide.
Your features include:
Almost 50,000 retail pharmacy locations across the country*, including most national chain pharmacies, such as CVS, Wal-mart, Target and Walgreens participate in the AmeriPlan® program.
Save up to 50% on most generic prescription drugs.*
Save up to 25% on most brand-name prescription drugs.**
Special savings on most high-volume and maintenance-type drugs.***
Most prescription drugs are included both at the retail pharmacy and by mail order.
Toll-free number to locate independent & chain-participating pharmacies.
No cost prescriptions - You may qualify for AmeriPlan's Prescription Advocacy Program.
* Discounts available only at participating pharmacies. **You may not receive a savings on some high-volume or maintenance-type drugs since these medications may have already been reduced at the pharmacy level. ***Available through mail order program.
Note: AmeriPlan® is a unique health care solution, it is not unusual for pharmacy providers not to be familiar with our company's name. However, they will recognize our Medco network of providers.
What makes AmeriPlan Health® different...and BETTER?
AmeriPlan Health® is NOT INSURANCE and you pay at the point of care, so you realize the following:
Basic Health™ - Only $29.95 per month
Physician Care:
No waiting period
No pre-authorization for treatment required.
No paperwork
Instant Savings
Specialist included where available
All ongoing medical problems are accepted
Cosmetic surgery included, where available
Ancillary Services: Include services such as physical therapy, laboratory procedures, imaging centers, hearing services, mental health services and diabetic supplies.
Hospital Advocacy: Should you need to be hospitalized and the anticipated charges exceed $2500, an advocate is assigned to negotiate the best possible fees for the hospital services, accounting for your ability to pay.
NurseLine: At no extra cost you can address your family's immediate health matters or get your health questions answered by licensed registered nurses 24/7. You may save hours lost while waiting in a Doctor's office, missed time from work and even the high cost of office visits.
Total Health™ - Only $39.95 per month
Total Health™ combines all the programs of Dental Plus™ and Basic Health™; namely Dental Vision, Prescription, Chiropractic, Physician Care, Ancillary Services, Hospital Advocacy and NurseLine.
Total Health Plus™ - Only $59.95 per month
Total Health Plus™ combines all the programs AmeriPlan® offers: Dental Plus™, Basic Health™ plus three additional non-medical programs:
AmeriPlan® DriveAmerica Auto Club (administered by the United States Auto Club, Motoring Division) - Emergency roadside service provided 24x7. $50 sign and drive for towing services. Includes flat tire, out-of-gas and lockout services. Members receive 25% discount on all charges exceeding $50.
AmeriPlan® Legal Services (administered by CLC) - Free Initial consultation with an attorney on each separate legal matter. Members receive a 25% discount on any ongoing legal fees. Access to over 4,500 online legal and financial documents, along with a complete legal reference resource.
AmeriPlan® Identity Theft Assistance (administered by CLC) - Provides education on identity theft prevention. In cases where identity theft has occurred, a personal advocate assists members from the first call to completed resolution. If necessary, legal referrals are available, with free consultation and a 25% discount on ongoing attorney fees.
Note: AmeriPlan® is a unique health care solution. Our medical programs are supported by a network consisting of a mix of proprietary medical providers and the BeechStreet medical provider network. In the former case, it is not unusual for doctors not to be familiar with our company's name. However, they will be familiar with BeechStreet. To verify physician participation, new member MUST contact medical customer service at 866-977-2477 before visiting a selected physician for the first time.
Start living better and saving...TODAY! To view providers please Click Here.
What's In It For Me?
A recent Gallup Survey studied four demographic groups (Farmers, Factory Workers, Business Executives and Doctors). Every group responded that they needed about 10% more money just to work things out. 55% said they worry about money all the time. Do you?
If you and your spouse lost your job today . . . how long could you survive before you lost everything?
Based on the fact that a 35 year old (earning 60K a year) will need a 3 Million-Dollar nest egg to maintain the same lifestyle at retirement, can you afford to retire before you die?
Newsweek magazine reports that 50% of American households will recognize the need to start a home-based business in order to:
a. Get ahead and retire
b. Get out of debt
c. Reduce taxes
But, let's face it . . . WHO has the time? And, WHO wants to get involved in a "ridiculous, silly or impossible" business opportunity. Right?
We couldn't agree more!
Millions of people are searching for a LEGITIMATE way to make money from home or on the Internet.
The problem is, over 90% of those starting a home-based business will fail within 90 days . . .simply because their product or service wasn't something that most people want, need and can afford.
Success Stories... They Made Money!
As evidence that our success system and programs work, we would like to introduce you to a few Independent Business Owners (IBO's) who helped to pioneer our success system. Keep in mind, a few years ago, they were sitting exactly where you are right now — looking at this information for the first time.
Mark J. Houston, TX
Mark from Houston, TX started as a part-time AmeriPlan® IBO a few years ago. He was a car salesman at the time and admits he was not one of the top salesmen at his dealership. Being frustrated with the hours and the inconsistent income, Mark started working with AmeriPlan®.
After only nine months of part-time effort, he was making $2500 a month and decided to go full-time. After nine additional months of full-time effort, he became a member of the Founders' Ring Club by earning $100,000 a year in annual residual income.
Mark is the father of six children and now earns in excess of one million dollars a year in residual income with AmeriPlan® and recently received a $100,000 cash bonus!
Dale & Donna B. Frisco, TX
After being downsized for the third time by Corporate America, Dale and his wife, Donna, from Dallas, TX lost everything but their home and weren't sure where to turn next.
Dale then discovered a new company with a new idea and became AmeriPlan's second representative in 1993.
A few years later Dale's residual income grew beyond $600,000 a year, and he was also rewarded with a $100,000 cash bonus!
Today Dale and Donna enjoy spending time with their family in their new home. "There's a feeling of total relaxation when you wake up in the morning and know the bills are paid. When you take off that pressure, everything is better."
As for the future, Dale is looking forward to seeing what a million-dollar income looks like. That's a dream that wasn't even a thought before he joined AmeriPlan®.
Brad M. Plano, TX
Brad from Plano, TX had a choice a few years ago. He could either have stood by and watched his best friend Mark continue to make spectacular money with AmeriPlan®, or join him too.
Brad didn't waste any time in getting started. He didn't try to reinvent the wheel. He simply copied the same success system or business plan that his friend Mark had used, and within 2 years in the business his residual income exceeded 150K.
Today Brad's income surpasses $500,000 a year in residual income, and he has his sights set on achieving one million dollars a year.
Roger & Margaret C. Dallas, TX
When Roger from Dallas, TX joined AmeriPlan®, he was unemployed and lived in a 400-square-foot apartment.
Today he is the proud owner of three homes totaling 10,400 square feet. The newest is a custom-built home in a million-dollar, gated community with five bedrooms, a media room, game room, private master suite, three car garage and a pool in the shape of Texas.
"I never thought in my lifetime we'd be able to achieve something like this," says Roger. Thanks to AmeriPlan's income, Roger was also able to return to school and complete his Doctorate Degree, as well as put four other students through college.
Ron & Nancy H. Scottsdale, AZ
Ron & Nancy from Scottsdale, AZ began their married life together managing the family business running one of Western Colorado's largest dairy farms.
After years of sweat, equity and a rapidly changing economy, they sold the farm and moved to pursue other dreams, only to find more hardship as the company Ron worked for closed their local office and moved out-of-state.
The idea of moving a young family out-of-state was out of the question, so Nancy began working for a local law firm, and Ron began looking for another option and found AmeriPlan®.
Ron and Nancy have traveled and developed new markets for the company and today enjoy the rewards of a growing residual income that now exceeds $225,000. They now live in their new home in Arizona.
Ask Ron & Nancy about the highlights of their AmeriPlan® career, and they'll tell you endless stories of the people they've met along the way that they now call their friends.
Compensation Plan
AmeriPlan's compensation plan for Independent Business Owners (IBO) pays a 30% level monthly residual commission on all personal business you write. Starting with *SRSD, AmeriPlan's lucrative overrides richly reward IBOs who develop new leaders in their downline organization.
*Definitions
Sales Director A Sales Director is any IBO who has achieved the Pin Level of RSD or above.
RSD=Regional Sales Director Personally sign up 4 new active, first level IBOs and 6 new active, first level members to achieve Regional Sales Director. RSDs receive the RSD Pin along with a Sales Director contract that is 100% vested, willable and sellable.
SRSD=Senior Regional Sales Director An active RSD who develops 3 active, titled first level RSDs promotes to SRSD. SRSDs receive the SRSD Pin and are eligible for first level Builders Bonus overrides.
ESD=Executive Sales Director An active SRSD who develops 1 active, titled first level SRSD promotes to ESD. ESDs receive the ESD Pin and are eligible for first and second level Builders Bonus overrides.
SESD=Senior Executive Sales Director An active ESD who develops 2 active, titled first level SRSDs promotes to SESD. SESDs receive the SESD Pin and are eligible for first, second and third level Builders Bonus overrides.
NSD=National Sales Director An active SESD who develops 3 active, titled first level SRSDs promotes to NSD. NSDs receive the NSD Pin and are eligible for first, second, third and fourth level Builders Bonus overrides.
NVP=National Vice President An NSD who develops their downline organization to include:
4 active, titled first level NSD's
3 active, titled second level NSD's
2 active, titled third level NSD's
1 active, titled fourth level NSD's
$10,000 in Personal Sales Group Monthly Revenue*
NVPs are eligible for 4 levels of Builders Bonus overrides and a 1% Infinity bonus which applies from the 5th level down to the third NVP.
Builders Bonus override requirements** for SRSDs and above:
SRSD - $100 new PSGMR* for each month
ESD - $150 new PSGMR* for each month
SESD - $200 new PSGMR* for each month
NSD - $250 new PSGMR* for each month
* PSGMR includes the monthly revenue (fees) for members and IBOs when YOU are the first upline Sales Director.
**If an IBO does not qualify for overrides at his/her current pin level, the IBO will be paid at the next lower level for which he/she meets the PSGMR requirements.
AmeriPlan® gains national attention as an innovator in the healthcare industry.
There's nothing quite as exciting as being in the news, and AmeriPlan® is fortunate to have had its share of the limelight. As a pioneer in developing supplemental health care programs, we are often sought after to explain our methodology and its success. Just read a few of our published articles below. We think you'll agree, AmeriPlan® Corporation, the company and the concept, will continue to be in the news!
Frequently Asked Questions The more you know about AmeriPlan®, the more you understand... it's an affordable, supplemental health care program!
Who is AmeriPlan®?
AmeriPlan® is a Discount Medical Program Organization. We arrange for our members to have access to dental, vision, chiropractic pharmaceutical and medical providers who have agreed to offer their services at negotiated discounts off their usual and customary fees.
How much discount do Dental Plus™ members get on dental fees?
Members can save 25% - 65% on all restorative and cosmetic work (fillings, crowns, braces, etc.) and up to 80% on preventative work (teeth cleaning, x-rays, etc.) performed by a general dentist. Specialist fees are discounted 15% to 25%.
Are ongoing dental/medical problems (conditions) included?
Since AmeriPlan® is NOT INSURANCE OR A HEALTH ORGANIZATION, all ongoing dental/medical problems (conditions) are accepted except for contracted treatment plans including orthodontic treatment in progress.
What is the waiting period, deductible, etc.?
There is no waiting period before you can start using your program! And, there are no deductibles, no claim forms to fill out, and no limits on visits to your providers!
How much is the program membership fee? How do I pay?
The Dental Plus™ membership is only $19.95 per month for an entire household! A household membership includes all residents in the household including parents, children, relatives, significant others, and all permanent residents of the household! Monthly or quarterly payments are made only by electronic bank draft or credit card. Invoicing is done only for annual memberships paid one year in advance.
How much more do the Pharmacy, Vision, and Chiropractic programs cost?
The Prescription Drug, Vision, and Chiropractic programs included with the Dental Plus™ membership at no extra cost!
Who are the Medical, Dental, Prescription Drug, Vision, and Chiropractic Care providers?
AmeriPlan® has assembled one of the largest networks of providers in the country, and we are constantly adding to this base. Our network has tens of thousands of medical practitioners, almost 30,000 dentists, more than 12,000 vision care providers, some 50,000 pharmacies and more than 7,500 credentialed chiropractors.
How do I use the program?
Within 10-14 days of receipt of your application at corporate headquarters in Plano, TX, you receive a Member Information Guide, Membership Identification card(s), and a Dental, Pharmacy, Vision, and Chiropractic Care Directory. Present your Membership ID card to any AmeriPlan® provider and you will be eligible to receive discounted fees. You pay the provider at the time of service.
Can I purchase the medical program without including the Dental Plus™ program?
Yes
Can the medical program be used in conjunction with health insurance plans?
Yes, but it is at the physician's discretion whether to accept both. As with our Dental Plus™ program, a member's insurance should always be the primary form of payment.
Will my medical program members receive a discount?
All members should receive a minimum 15% discount.
Why would a medical professional participate in the AmeriPlan® Consumer Driven Health Care Program?
There are many reasons. Some of the most important are:
Patient care and treatment are put back into the physician's hands.
The provider gets paid at the time of care. Many insurance plans take up to 120 days for payment.
Office administrative costs are reduced. No paperwork to complete, file and follow up on.
Providers may receive a net increase in revenue to the practice versus insurance (HMO or PPO).
The provider is part of an affiliation of like-minded professionals, without being "under the thumb" of managed care.
AmeriPlan® provides members with quality, discounted healthcare.
Can you briefly describe the Hospital Advocacy Program?
The Hospital Advocacy program is designed to help members with their medical bills whenever a single hospital stay totals $2,500. Charges can be incurred from multiple providers. The patient advocate negotiates in behalf of the patient advocate and pursues a wide range of options, from government entitlement programs to payment plans.
How is the discount calculated?
The rates that the provider charges are determined based upon either a set fee schedule that the provider has contracted, or as a percentage off of their billed charges. In general, discounts will vary between 20% and 50%. Labs and diagnostics will have discounts of up to 80%.
Are the medical programs contracted on an annual basis and cancelable at any time, like Dental Plus™?
Yes
How do I locate an AmeriPlan Health® provider?
There are three ways to locate a provider:
A dental, vision, prescription and chiropractic directory of providers is included in your member information guide.
Call AmeriPlan Health® customer service at 800-647-8421.
Can the Medical Program be used with Medicare/Medicaid?
No. Medicare does not allow their providers to charge a Medicare patient a different price.
Are doctors reimbursed by AmeriPlan® for their services?
No. As with all of our health programs, the provider receives the full discounted fee from the member at the time services are rendered.
Can members downgrade from AmeriPlan Health® to the Dental Plus™ Program?
Yes
If the doctor's office has lab facilities, can these be utilized rather than having to go to another lab?
Yes. The lab services will be billed up to a 40% discount.
Do members receive a fee schedule?
No. Fees will vary by zip code.
Do members receive a separate card for the Medical Program?
Yes. Approved household members receive four (4) cards; two AmeriPlan Health® ID Cards and two Dental Program cards.
Are there programs for emergency services?
Yes. Emergency services may or may not be contracted with the Medical Program. Depending on the extent of the charges, these services may be eligible for the Patient Advocacy Program.
Will maternity be included?
All medical needs are included as long as we have contracted providers offering this service.
Will the member's privacy be protected?
AmeriPlan® is compliant with all HIPPA regulations.
Does medical include hearing tests and hearing aids?
Yes. Hearing Services will be included under our Ancillary Services providers.
Does the member have a choice of which hospital will be used?
Yes. The Patient Advocate will negotiate with any hospital of the member's choice.
What We Do?
What's In It For Me?
AmeriPlan® gains national attention as an innovator in the healthcare industry.
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